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<item><title><![CDATA[Embedded payments: ultimate guide for platforms, marketplaces and SaaS]]></title><description><![CDATA[Embedded payments allow platforms to have tighter control over how money moves through their product, increasing revenue and reducing friction at checkout. Learn what embedded payments are, how they work, and what to look for in a partner. ]]></description><link>https://whop.com/blog/embedded-payments/</link><guid isPermaLink="false">69a9239259e49900018008c7</guid><category><![CDATA[Payments]]></category><dc:creator><![CDATA[Liv Carr]]></dc:creator><pubDate>Tue, 10 Mar 2026 00:41:44 GMT</pubDate><media:content url="https://whop.com/blog/content/images/2026/03/embedded-payments-for-platforms.webp" medium="image"/><content:encoded><![CDATA[<img src="https://whop.com/blog/content/images/2026/03/embedded-payments-for-platforms.webp" alt="Embedded payments: ultimate guide for platforms, marketplaces and SaaS"><p>The line between software, platforms, and payment rails is starting to blur. </p><p>With embedded payments, platforms can integrate payments directly into their product, managing the transaction flow themselves; from checkout and <a href="https://whop.com/blog/payment-methods/"><u>payment methods</u></a> to settlement and payouts.</p><p>For marketplaces and SaaS, this turns payments into part of your product, not just a backend service. It affects revenue models, compliance scope, and how your platform handles transactions for users. </p><p>Switch on embedded payments, and you can monetize transactions, control the payment flow, and keep the entire experience inside your product.</p><p>This guide covers the fundamentals of embedded payments. You’ll learn how they work, why platforms embed payments into their product, and what to evaluate when choosing a payments partner.</p><h2 id="what-are-embedded-payments-who-are-they-for-and-how-do-they-work">What are embedded payments, who are they for, and how do they work?</h2><p>Embedded payments allow marketplaces, SaaS, and platforms to accept and manage <a href="https://whop.com/blog/online-payments-guide/"><u>online payments</u></a> directly inside their product. </p><p>Basically, embedded payments are primarily used by platforms that facilitate transactions between users. Buyers can pay, sellers can get paid, and both <a href="https://whop.com/blog/what-is-saas-subscription-management/"><u>subscriptions</u></a> and one-off transactions can be processed without leaving the platform.</p><p>Rather than each seller or creator running their own payment setup, transactions flow through the <em>platform’s payments system</em>. </p><p>That means users don’t need to integrate a separate gateway, open a standalone merchant account, or manage multiple payment providers. Everything happens within the same interface. Under the hood, though, the platform is connected to payment partners that actually move the money.</p><p>Most embedded payment systems follow a platform payments model, where the platform connects to <a href="https://whop.com/blog/payments-launch/" rel="noreferrer">payment infrastructure </a>and allows other businesses (often called sub-merchants) to accept payments through it. </p><p>Platforms typically implement this model in one of three ways:</p><ul><li><strong>Payment facilitator (PayFac)</strong>: The platform registers as a payment facilitator and directly manages merchant onboarding, underwriting, and compliance for the businesses using its payment system.</li><li><strong>PayFac-as-a-Service</strong>: A third-party provider supplies the core payment structure, while the platform still offers native payments inside its product.</li><li><strong>Direct acquiring</strong>: Some platforms connect directly to acquiring banks and <a href="https://whop.com/blog/payment-processors/" rel="noreferrer">payment processors</a> to run their own payments.</li></ul><p>Regardless of which model is used, multiple parties are involved each time a payment occurs.</p><figure class="kg-card kg-image-card"><img src="https://whop.com/blog/content/images/2026/03/data-src-image-e2b685c7-3667-4fd0-8be2-f9b12c4ab065.jpeg" class="kg-image" alt="Embedded payments: ultimate guide for platforms, marketplaces and SaaS" loading="lazy" width="1920" height="1080" srcset="https://whop.com/blog/content/images/size/w600/2026/03/data-src-image-e2b685c7-3667-4fd0-8be2-f9b12c4ab065.jpeg 600w, https://whop.com/blog/content/images/size/w1000/2026/03/data-src-image-e2b685c7-3667-4fd0-8be2-f9b12c4ab065.jpeg 1000w, https://whop.com/blog/content/images/size/w1600/2026/03/data-src-image-e2b685c7-3667-4fd0-8be2-f9b12c4ab065.jpeg 1600w, https://whop.com/blog/content/images/2026/03/data-src-image-e2b685c7-3667-4fd0-8be2-f9b12c4ab065.jpeg 1920w" sizes="(min-width: 720px) 720px"></figure><p>When a customer makes a payment, the transaction is authorized by the issuing bank, routed through the card network and acquirer, and processed by the payment provider. It’s then settled so the platform can distribute funds to the appropriate seller or business. </p><p>Embedded payments hide this complexity. </p><p>For users, accepting payments just becomes another feature of the platform they already rely on.</p><h3 id="split-payments-101">Split payments 101: </h3><p>Most platforms and marketplaces have to split payments between multiple parties. That's called split-routing, and it's how sellers get paid while you ensure revenue is automatically accrued. </p><div class="kg-card kg-cta-card kg-cta-bg-blue kg-cta-minimal " data-layout="minimal">
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<p><b><strong style="white-space: pre-wrap;">Example</strong></b><span style="white-space: pre-wrap;">:</span><br><br><span style="white-space: pre-wrap;">A customer pays $100 on a marketplace.</span><br><br><span style="white-space: pre-wrap;">→ $90 can be routed to the seller</span><br><span style="white-space: pre-wrap;">→ $10 goes to the platform as a commission</span></p>
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</div><p>Embedded payments systems automate this process. </p><p>The provider handles fund routing, fee collection, and payouts so the platform doesn’t need to manually move money between accounts. Slick. </p><h3 id="how-embedded-payments-work-through-whop">How embedded payments work through Whop:</h3><p>Whop gives you the frontend components to launch the payment experience on your own pages, while the underlying rails run in the background.</p><p>Here’s how it looks in action:</p><ul><li><strong>Launch checkout on your site</strong>: Use Whop’s React package or HTML loader script to embed checkout directly into your website with a single plan ID.</li><li><strong>Shape the flow around your funnel</strong>: Prefill email or address details, pass through affiliate codes and UTM parameters, choose your return flow, and match the checkout to your site’s theme.</li><li><strong>Keep payments inside the product experience</strong>: Customers complete checkout within your site, not through a separate payment setup or disconnected purchase flow.</li><li><strong>Add logic where you need it</strong>: Programmatic controls and callbacks let you submit checkout, prefill or update customer details, react to checkout state changes, and handle successful purchases.</li><li><strong>Let Whop handle the hard parts</strong>: Reliable processing through trusted partners, security and support for modern payment methods is all handled behind the scenes. Ship faster without building a checkout system from the ground up.</li></ul><div class="kg-card kg-cta-card kg-cta-bg-blue kg-cta-minimal " data-layout="minimal">
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<p><span style="white-space: pre-wrap;">For more information on embedding checkouts with Whop, check out our documentation. </span></p>
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Embed checkout with Whop
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</div><h2 id="payment-integration-vs-embedded-payments-what%E2%80%99s-the-difference">Payment integration vs. embedded payments: what’s the difference?</h2><p>Platforms can support payments in two distinctly different ways: by integrating a payment provider, or by embedding payments directly into their product.</p><p>At a glance, both approaches allow users to accept payments. So, what’s the difference? It comes down to who controls the experience and where the underlying payment framework lives.</p><figure class="kg-card kg-image-card"><img src="https://whop.com/blog/content/images/2026/03/data-src-image-285fda5c-70bc-4fa6-a8f2-3f9d8be239e9.jpeg" class="kg-image" alt="Embedded payments: ultimate guide for platforms, marketplaces and SaaS" loading="lazy" width="1920" height="1080" srcset="https://whop.com/blog/content/images/size/w600/2026/03/data-src-image-285fda5c-70bc-4fa6-a8f2-3f9d8be239e9.jpeg 600w, https://whop.com/blog/content/images/size/w1000/2026/03/data-src-image-285fda5c-70bc-4fa6-a8f2-3f9d8be239e9.jpeg 1000w, https://whop.com/blog/content/images/size/w1600/2026/03/data-src-image-285fda5c-70bc-4fa6-a8f2-3f9d8be239e9.jpeg 1600w, https://whop.com/blog/content/images/2026/03/data-src-image-285fda5c-70bc-4fa6-a8f2-3f9d8be239e9.jpeg 1920w" sizes="(min-width: 720px) 720px"></figure><h3 id="payment-integration">Payment integration</h3><p>Payment integration is the traditional approach; platforms connect to third-party <a href="https://whop.com/blog/the-best-saas-payment-gateways/" rel="noreferrer">payment gateways</a> such as standard <a href="https://whop.com/blog/what-is-stripe/"><u>Stripe</u></a> or <a href="https://whop.com/blog/paypal-for-business/"><u>PayPal</u></a> checkouts, and let users link their own merchant accounts. This means the payment provider owns most of the experience.</p><p>Users typically authenticate separately with the payment provider, payments settle into their own external accounts, and the platform acts mainly as a connector between the user and the processor. </p><p>The platform may facilitate transactions through its product, but it doesn’t control the full payment flow.</p><p>The result? Streamlined ops, but limited visibility into transaction data, less control over onboarding or payouts, and little ability to monetize payment volume.</p><h3 id="embedded-payments">Embedded payments</h3><p>Embedded payments move the above structure inside your platform. Instead of each user connecting their own payment provider, the platform operates a unified payments system that sellers, creators, or businesses use directly within the product (think <a href="https://whop.com/blog/stripe-connect/" rel="noreferrer">Stripe Connect</a> or <a href="https://whop.com/blog/whop-payments-network/" rel="noreferrer">Whop Payments Network</a>). </p><p>Sub-merchants are onboarded through the platform, payments happen inside the platform interface, and the platform manages how funds move between buyers and sellers.</p><p>Because the platform sits directly in the payment flow, it can access full transaction data, control onboarding and payouts, and generate revenue from payment processing.</p><p>From the user’s perspective, payments feel like a native feature of the platform rather than a separate integration.</p><h2 id="understanding-the-payfac-spectrum">Understanding the PayFac spectrum</h2><p>Earlier, I briefly explained the difference between PayFac and PayFac-as-a-Service. Let’s dig a little deeper into the responsibilities and outcomes of each.</p><p>Embedded payments are usually implemented through a PayFac model, but platforms can take on different levels of responsibility depending on how they structure it.</p><h3 id="full-payfac-registration">Full PayFac registration</h3><p>Platforms can opt for full PayFac registration, where it becomes a registered payment facilitator with the card networks and acquiring banks. </p><p>This means the platform itself directly underwrites and manages sub-merchants, takes on compliance obligations such as KYC and anti-money laundering checks, and handles risk monitoring. </p><p>You get maximum control, but a whole lot of regulatory and operational complexity alongside it. </p><blockquote>One of the first big bottlenecks that you'll see is commonly in that onboarding and KYC delays. As your platform scales, manual underwriting and manual compliance can really slow things down and make for a pretty frustrating experience, both for you and your customers. <br><br>– Philip Gorick, Chief Technology Officer at NMI</blockquote><h3 id="payfac-as-a-service">PayFac-as-a-Service</h3><figure class="kg-card kg-image-card"><img src="https://whop.com/blog/content/images/2026/03/data-src-image-497a2bfc-06d2-4f2b-aa38-0c0d1887b995.jpeg" class="kg-image" alt="Embedded payments: ultimate guide for platforms, marketplaces and SaaS" loading="lazy" width="1920" height="1080" srcset="https://whop.com/blog/content/images/size/w600/2026/03/data-src-image-497a2bfc-06d2-4f2b-aa38-0c0d1887b995.jpeg 600w, https://whop.com/blog/content/images/size/w1000/2026/03/data-src-image-497a2bfc-06d2-4f2b-aa38-0c0d1887b995.jpeg 1000w, https://whop.com/blog/content/images/size/w1600/2026/03/data-src-image-497a2bfc-06d2-4f2b-aa38-0c0d1887b995.jpeg 1600w, https://whop.com/blog/content/images/2026/03/data-src-image-497a2bfc-06d2-4f2b-aa38-0c0d1887b995.jpeg 1920w" sizes="(min-width: 720px) 720px"></figure><p>When platforms choose PayFac-as-a-Service, a payments provider supplies the facilitator systems while the platform embeds payments into its product. </p><p>This means it’s the provider that manages licensing, compliance, underwriting, and much of the regulatory overhead. Platforms can still onboard sub-merchants, control the product experience, and earn a share of processing revenue without becoming a regulated payment facilitator themselves.</p><p>For SaaS, marketplaces and platforms, this model offers the benefits of embedded payments without the burden of becoming your own registered payment facilitator.</p><h2 id="why-do-platforms-embed-payments">Why do platforms embed payments?</h2><p>For a lot of platforms, embedded payments start as checkout improvement. But the final impact ends up being much greater.</p><p>Payments change how platforms generate revenue, understand their users, and manage transactions between buyers and sellers. So, the most successful platforms are building payments directly into their products.</p><p><a href="https://whop.com/blog/shopify-payments/" rel="noreferrer">Shopify</a> generates billions from built-in payment processing alone. Uber, Airbnb, and <a href="https://whop.com/blog/etsy-statistics/" rel="noreferrer">Etsy</a> all capture a percentage of the transactions flowing through their platforms. </p><p>Instead of only charging a monthly user or account fee, embedded payments let platforms participate in the financial activity happening on their network, and make more revenue.</p><p>And that's just the beginning.</p><h3 id="generate-new-revenue-streams">Generate new revenue streams</h3><p>Embedded payments allow platforms to earn more revenue directly from the transactions they facilitate:</p><ul><li>Interchange revenue share from card payments</li><li>Margins on processing</li><li>Sub-merchant onboarding or platform fees</li><li>Premium financial features (faster payouts, global payments, advanced reporting, you get the idea)</li></ul><div class="kg-card kg-cta-card kg-cta-bg-blue kg-cta-minimal " data-layout="minimal">
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<p><span style="white-space: pre-wrap;">Think about it: a platform processing $50M annually could scale revenue in a big way just from a small percentage of each transaction. Payment volume grows; revenue does too. </span></p>
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</div><h3 id="own-your-transaction-data">Own your transaction data</h3><p>When platforms rely entirely on third-party payments, most transaction data lives outside the product. Embedded payments bring that data back inside your own platform.</p><p>This provides a first-party view of how money moves through the ecosystem, including purchase frequency, early indicators of churn, average order value, and customer lifetime. </p><p>Being able to access accurate data helps platforms build better products, improve their support, and personalize offers. It also enables accurate GMV reporting (critical for investor reporting and fundraising).</p><div class="kg-card kg-cta-card kg-cta-bg-blue kg-cta-minimal " data-layout="minimal">
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<p><b><strong style="white-space: pre-wrap;">Gross Merchandise Value (GMV):</strong></b><span style="white-space: pre-wrap;"> The total value of all goods or services sold through a platform over a specific period, before any fees or commissions are deducted.</span></p>
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</div><p>This sort of transaction data can support new financial products such as lending, underwriting, or insurance.</p><h3 id="reduce-checkout-friction-and-increase-conversion">Reduce checkout friction and increase conversion</h3><p>This one goes without saying, but sending users to an external checkout page introduces friction. </p><p>Customers are redirected away from the product, trust signals disappear, and the purchase experience becomes… fragmented.</p><p>As Ciaran O'Malley, Enterprise Commercial Director for Airwallex (UK) explains, <em>"Modern consumers are less likely to wait, as they expect instant and simple-to-use transactions. They have little tolerance for convoluted processes or fragmented user journeys that require several steps to complete a financial task.</em>" </p><p>With embedded payments, customers can check out using saved payment methods and local payment options, all within a checkout experience that matches the platform’s brand. </p><p>Less drop offs, less hesitation, higher conversion.</p><h3 id="manage-risk-on-your-own-terms">Manage risk on your own terms</h3><p>While embedding payments introduces additional responsibilities, it also gives platforms more control over how transactions are monitored and protected.</p><p>This can include identity verification during onboarding (KYC/KYB), transaction monitoring, <a href="https://whop.com/blog/chargebacks/" rel="noreferrer">chargeback management</a>, and payout holds that help prevent fraudulent activity before funds leave the system.</p><p>Providers like Whop can embed many of these controls directly into their product without building the compliance frameworks themselves.</p><h3 id="reduce-vendor-dependency">Reduce vendor dependency</h3><p>When platforms rely entirely on external payment providers, they are continually exposed to policy changes, fee adjustments, or operational issues outside their control.</p><p>Embedded payments allow platforms to own the payment experience and the relationships within it. As transaction volume grows, platforms can negotiate directly with acquiring partners, expand payment methods, and introduce additional financial services under their own brand.</p><h3 id="how-ohana-embeds-payments-to-power-rent-collection">How Ohana embeds payments to power rent collection</h3><figure class="kg-card kg-video-card kg-width-regular" data-kg-thumbnail="https://storage.ghost.io/c/12/7b/127b828b-bdc2-4972-9cf2-de857df9c324/content/media/2026/03/Ohana-x-Whop_thumb.jpg" data-kg-custom-thumbnail>
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</figure><p>Ohana built a platform where tenants can sublease their apartments and collect rent through one system. Sounds simple, right?  </p><p>Truth is, there’s a lot to handle. Rent needs to be collected from tenants every month. Landlords need reliable payouts. Identity checks and compliance have to work for both sides of the transaction.</p><p>Integrating Whop as its payments network, Ohana now handles pay-ins and payouts within the same platform. Tenants pay, landlords earn, and the entire payment flow runs through a single system.</p><h2 id="how-to-choose-the-right-embedded-payments-partner">How to choose the right embedded payments partner</h2><p>Choosing the wrong embedded payments partner can introduce compliance risk, hidden costs, and poor onboarding experiences for sellers. </p><p>As with any core partner, your payments vendor should be evaluated carefully before choosing them for integration.</p><p>Follow this guide to ensure you’re getting the best stack possible:</p><h3 id="look-for-flexibility-for-your-payment-flows">Look for flexibility for your payment flows</h3><p>Platforms rarely move money simply. You’ll likely require features such as multi-party payouts, revenue splits, and delayed settlement. Maybe you need support for reverse marketplace flows (where the platform pays suppliers). </p><p>Your payments provider should support the scenarios you’re dealing with without requiring any major custom work. </p><blockquote class="kg-blockquote-alt">"Embedded finance has conditioned users to expect speed, simplicity, and relevance." – Papuna Lezhava, Co-founder and CEO of KEEPZ</blockquote><p>If global growth is part of your roadmap, also look for support across <a href="https://whop.com/blog/international-payment-methods/" rel="noreferrer">international payment methods</a> and <a href="https://whop.com/blog/cross-border-payments/" rel="noreferrer">cross-border payments</a>.</p><h3 id="calculate-the-real-cost-of-payments">Calculate the real cost of payments</h3><p>Advertised processing rates are rarely the full cost. Providers often promote a headline fee, but the true cost of processing usually includes additional charges buried in the pricing structure.</p><p>Look for monthly minimums, per-payout fees, foreign exchange margins, reserve requirements, and chargeback fees. </p><div class="kg-card kg-cta-card kg-cta-bg-blue kg-cta-minimal " data-layout="minimal">
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<p><span style="white-space: pre-wrap;">The best way to evaluate pricing is to calculate your expected transaction mix, including average order value, payment methods used, and expected dispute rates. This gives you a more accurate picture of what payments will actually cost as your platform grows.</span></p>
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</div><h3 id="demand-developer-experience">Demand developer experience</h3><figure class="kg-card kg-video-card kg-width-regular" data-kg-thumbnail="https://storage.ghost.io/c/12/7b/127b828b-bdc2-4972-9cf2-de857df9c324/content/media/2026/03/Whop-Docs_thumb.jpg" data-kg-custom-thumbnail>
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</figure><p>Poor APIs, unreliable webhooks, or weak documentation creates integration issues that limit how your platform evolves over time. </p><p>When evaluating providers, assess their API clarity, documentation quality, SDK availability, and webhook reliability. </p><p><strong>Check out our guide to using the </strong><a href="https://whop.com/blog/how-to-use-the-whop-api/" rel="noreferrer"><strong>Whop Rest API</strong></a><strong> to embed checkouts.</strong></p><h3 id="confirm-strong-compliance">Confirm strong compliance</h3><p>Embedded payments introduce regulatory and security requirements that platforms must manage carefully.</p><p>Look for tokenization and hosted payment fields, so your platform isn’t directly handling sensitive card data. If your platform operates internationally, you may need to consider regional regulations. </p><p>It’s also important to understand how the provider manages identity verification and compliance obligations such as <strong>KYC and KYB</strong>. </p><p>Some platforms must handle these processes themselves, while others rely on providers that offer fully managed onboarding and regulatory frameworks.</p><div class="kg-card kg-cta-card kg-cta-bg-blue kg-cta-minimal " data-layout="minimal">
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<p><span style="white-space: pre-wrap;">Whop provides built-in compliance tools and orchestrates payment workflows so platforms don’t need to build their own compliance stack for things like identity verification or AML processes. </span></p>
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</div><h3 id="smooth-seller-onboarding">Smooth seller onboarding </h3><p>If payment setup or identity verification is slow or confusing, sellers may abandon the process before completing onboarding. This directly impacts supply-side growth.</p><p>The best embedded payments providers optimize their onboarding flows so sellers can start accepting payments quickly (while still meeting compliance requirements).</p><h2 id="top-embedded-payments-providers-for-platforms-saas-and-marketplaces">Top embedded payments providers for platforms, SaaS and marketplaces</h2><p>If you want to embed payments directly into your platform, you'll need a provider that supports multi-party payment flows and seller onboarding. </p><p>Like I mentioned earlier, some platforms build their own PayFac infrastructure, but most SaaS companies and marketplaces use a payments partner that handles the heavy lifting. </p><p>Here are the top choices.</p><h3 id="whop-payments-network">Whop Payments Network</h3><figure class="kg-card kg-video-card kg-width-regular" data-kg-thumbnail="https://storage.ghost.io/c/12/7b/127b828b-bdc2-4972-9cf2-de857df9c324/content/media/2026/03/MailMend-Checkout-1_thumb.jpg" data-kg-custom-thumbnail>
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</figure><p>Whop Payments Network offers embedded payments infrastructure designed for internet marketplaces, SaaS platforms, and creator ecosystems. </p><p>Process payments directly inside your product, onboard sellers with identity verification (KYC/KYB), and automatically split transactions between your platform and sellers. </p><p>Whop handles payment routing, processing through external partners and rails, and payouts in the background, so you don't need to build your own payments stack or sweat the small stuff. </p><div class="kg-card kg-button-card kg-align-left"><a href="https://network.whop.com" class="kg-btn kg-btn-accent">Learn more</a></div><h3 id="stripe-connect">Stripe Connect</h3><figure class="kg-card kg-image-card"><img src="https://whop.com/blog/content/images/2026/03/Stripe-connect-1.jpg" class="kg-image" alt="Embedded payments: ultimate guide for platforms, marketplaces and SaaS" loading="lazy" width="1920" height="1080" srcset="https://whop.com/blog/content/images/size/w600/2026/03/Stripe-connect-1.jpg 600w, https://whop.com/blog/content/images/size/w1000/2026/03/Stripe-connect-1.jpg 1000w, https://whop.com/blog/content/images/size/w1600/2026/03/Stripe-connect-1.jpg 1600w, https://whop.com/blog/content/images/2026/03/Stripe-connect-1.jpg 1920w" sizes="(min-width: 720px) 720px"></figure><p><a href="https://whop.com/blog/stripe-connect/">Stripe Connect</a> is Stripe's embedded payments product, aimed toward SaaS platforms, marketplaces, and gig-economy products that want deep developer control over payment flows.</p><p>Stripe provides APIs that let platforms build their own onboarding, payout logic, and payment experiences around Stripe’s infrastructure, making Stripe Connect popular with dev-friendly companies. However, it often means platforms often need to build more of the payments experience themselves.</p><h3 id="adyen-for-platforms">Adyen for Platforms</h3><figure class="kg-card kg-image-card"><img src="https://whop.com/blog/content/images/2026/03/Adyen-for-Platforms.jpg" class="kg-image" alt="Embedded payments: ultimate guide for platforms, marketplaces and SaaS" loading="lazy" width="1920" height="1080" srcset="https://whop.com/blog/content/images/size/w600/2026/03/Adyen-for-Platforms.jpg 600w, https://whop.com/blog/content/images/size/w1000/2026/03/Adyen-for-Platforms.jpg 1000w, https://whop.com/blog/content/images/size/w1600/2026/03/Adyen-for-Platforms.jpg 1600w, https://whop.com/blog/content/images/2026/03/Adyen-for-Platforms.jpg 1920w" sizes="(min-width: 720px) 720px"></figure><p><a href="https://whop.com/blog/adyen-payments/" rel="noreferrer">Adyen</a> for Platforms is Adyen's embedded solution for platforms and marketplaces. Businesses can onboard sellers or service providers, accept payments on their behalf, and control when and how funds are paid out. </p><p>Adyen merges processing, acquiring, risk monitoring, and compliance into a single system, making it a popular choice with large international platforms looking for enterprise-grade tools.</p><h3 id="mollie-connect">Mollie Connect</h3><figure class="kg-card kg-image-card"><img src="https://whop.com/blog/content/images/2026/03/Mollie-Connect.jpg" class="kg-image" alt="Embedded payments: ultimate guide for platforms, marketplaces and SaaS" loading="lazy" width="1920" height="1080" srcset="https://whop.com/blog/content/images/size/w600/2026/03/Mollie-Connect.jpg 600w, https://whop.com/blog/content/images/size/w1000/2026/03/Mollie-Connect.jpg 1000w, https://whop.com/blog/content/images/size/w1600/2026/03/Mollie-Connect.jpg 1600w, https://whop.com/blog/content/images/2026/03/Mollie-Connect.jpg 1920w" sizes="(min-width: 720px) 720px"></figure><p>Mollie also offers a payments product built for SaaS platforms and online marketplaces called Mollie Connect. </p><p>Through its APIs and hosted onboarding, platforms can sign on merchants, process payments on their behalf, and distribute funds using split payments or allocation fees. </p><p>Mollie also manages KYC verification, compliance, and payouts behind the scenes, so platforms can easily embed payments without running their own ops. </p><p>Platforms using Mollie must generally be registered in the European Economic Area (EEA), the United Kingdom, or Switzerland.</p><h3 id="bolt-connect">Bolt Connect</h3><figure class="kg-card kg-image-card"><img src="https://whop.com/blog/content/images/2026/03/Bolt-Connect.jpg" class="kg-image" alt="Embedded payments: ultimate guide for platforms, marketplaces and SaaS" loading="lazy" width="1920" height="1080" srcset="https://whop.com/blog/content/images/size/w600/2026/03/Bolt-Connect.jpg 600w, https://whop.com/blog/content/images/size/w1000/2026/03/Bolt-Connect.jpg 1000w, https://whop.com/blog/content/images/size/w1600/2026/03/Bolt-Connect.jpg 1600w, https://whop.com/blog/content/images/2026/03/Bolt-Connect.jpg 1920w" sizes="(min-width: 720px) 720px"></figure><p>Bolt Connect powers embedded checkout and marketplace payments through Bolt's commerce network.</p><p>It's heavily focused on checkout conversion, combining a one-click checkout network, payment processing, and seller management tools into a single stack.</p><p>Marketplaces can onboard sellers with compliance checks and automatically route payments and payouts. </p><h2 id="embed-payments-into-your-platform-with-whop">Embed payments into your platform with Whop</h2><figure class="kg-card kg-video-card kg-width-regular" data-kg-thumbnail="https://storage.ghost.io/c/12/7b/127b828b-bdc2-4972-9cf2-de857df9c324/content/media/2026/03/Gif-Ohana-2-1_thumb.jpg" data-kg-custom-thumbnail>
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</figure><p>Once payments run through your platform, you have the foundation to build additional financial features over time, from faster payouts and revenue insights to more advanced tools.</p><p>Platforms like Ohana use Whop to power the payments layer behind their product. Rent flows in from tenants, payouts flow out to landlords, and compliance runs through the same infrastructure.</p><p>This model is key for platforms processing meaningful transaction volume, that want payments to move beyond a checkout feature and become a real part of their revenue model. </p><p>Whop provides the tools to make that possible. </p><p>Instead of building payment acceptance, compliance tooling, and payout systems from scratch, platforms can embed Whop and launch payments directly inside their product.</p><p><strong>Embed payments directly into your platform with Whop and watch revenue grow.</strong></p><div class="kg-card kg-button-card kg-align-left"><a href="https://whop.com/network/" class="kg-btn kg-btn-accent">Accept payments with Whop</a></div>]]></content:encoded></item>
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