Topic Details

https://freefincal.com/feed/gn

Last successful fetch

Sun, 01 Feb 2026 12:27:46 +0000

Last ping

Sun, 01 Feb 2026 12:27:46 +0000

Last fetch error

Wed, 21 Jun 2023 20:09:11 +0000 (HTTP 504)

Aggregate statistics

0 fetch request(s) per second to freefincal.com, 0% errors, based on latest 300 seconds

Last item retrieved

Content received

Sun, 01 Feb 2026 12:27:48 +0000

<item>
				<title>Budget 2026: Sov Gold Bonds Tax free only for original Subscribers if held to maturity</title>
				<link>https://freefincal.com/budget-2026-sov-gold-bonds-tax-free-only-for-original-subscribers-if-held-to-maturity/</link>
				<pubDate>Sun, 01 Feb 2026 12:17:00 +0000</pubDate>
								<dc:creator><![CDATA[M. Pattabiraman]]></dc:creator>				<guid isPermaLink="false">https://freefincal.com/?p=336767</guid>
					<description><![CDATA[Last Updated on February 1, 2026 at 5:57 pm Budget 2026 has clarified the tax...]]></description>

				<content:encoded><![CDATA[<figure><img src="https://freefincal.com/wp-content/uploads/2026/02/Sovereign-Gold-Bonds.webp" class="type:primaryImage" /></figure><p id="post-modified-info">Last Updated on February 1, 2026 at 5:57 pm</p>
<p>Budget 2026 has clarified the tax treatment of sovereign gold bonds. They are tax-free only for original subscribers who purchase from banks or the RBI, not from the secondary market <strong>and </strong>hold them to maturity (8 years).</p>
<p>Those who purchase SGBs in the secondary market must pay capital gains tax.  This shall take effect from &#8220;1st day of April, 2026, and shall apply in relation to the tax year 2026-27 and subsequent tax years&#8221;. That is from FY 2026-2027 (AY 2027-2028).</p>
<p>This tax applies to SGBs held in demat form (which can be sold immediately) and in non-demat form (which can be sold to the RBI only after five years).</p>
<p><b>Tax rate: </b>As per tax slabs, if sold within 12 months, and at 12.5% without indexation if sold later.</p>
<p>Those who buy SBGs mid-term and hold them to maturity will also be subject to the above tax.</p>
<p><strong>In summary, who gets taxed?</strong></p>
<ul>
<li>Anyone who purchases SGBs in the secondary market.</li>
<li>Anyone who buys mid-term and holds to maturity (since they are not original subscribers).</li>
<li>Original subscribers who exit before the full 8-year tenure.</li>
</ul>
<p><strong>Note: </strong>Only SBGs sold before FY 2026-2027 are exempt from tax.  For example, if I had purchased in the secondary market before FY 2026-2027 and held to maturity (which is in FY 2026-2027 or later), I would have to pay tax.</p>
<p>The post <a href="https://freefincal.com/budget-2026-sov-gold-bonds-tax-free-only-for-original-subscribers-if-held-to-maturity/">Budget 2026: Sov Gold Bonds Tax free only for original Subscribers if held to maturity</a> appeared first on <a href="https://freefincal.com">freefincal</a>.</p>
]]></content:encoded>
		<post-id xmlns="com-wordpress:feed-additions:1">336767</post-id>			</item>